By: Debbie

Debbie — Sat, 17 Sep 2016 09:32:59 +0000

Good information. It helps to understand what all policies that are available and projects requiring policies that would be needed.

By: Galadriel

Galadriel — Mon, 09 Jul 2012 00:10:01 +0000

Too expensive.

By: Sam

Sam — Fri, 01 Jun 2012 15:17:22 +0000

Equine insurance is a great idea on paper, but unless you’ve got a race horse or a high end show horse, insurance isn’t a good deal for most horse owners. In many cases, the deductibles are too high for the average horse owner. I looked into insuring one of my Dressage horses this year in anticipation of the show season. Aside from the fact that the several insurance agents that I spoke with openly discriminated against my horse’s breed and his estimated value (which I based on several unsolicited cash offers to buy him), I found out that in the case of most major medical scenarios or surgical options (like colic surgery), owners end up paying somewhere around $3k before the insurance kicks in (unless you pay about double the norm in your monthly premiums). But a little more research shows that in my area, the average cost of colic surgery or a hospital stay is less than $3k. Now, I have spent myself into debt in the past to care for a horse whose medical needs exceeded my savings for vet costs, but generally speaking I think that’s the better option for most owners. Get a separate bank account with the best rate you can find, and put a little money in each week/month, so that when something happens, you can pay for it.

By: kygal

kygal — Mon, 28 May 2012 11:48:45 +0000

Useful information something every one should invest in. I have some insurance just in case never hurts

Comments on: Six Types of Equine Insurance

By: Debbie

By: Galadriel

By: Sam

By: kygal