Partner With a Horse Property Pro

A real estate agent experienced in shopping for horse properties is an invaluable asset in both streamlining your property search and heading off potential pitfalls. Not only does a fellow horse person ‘speak your language,’ but a realtor with knowledge of the unique parameters for equine real estate can guide you in ways some traditional real estate agents may not be able to.

Ask questions when you are vetting your agent: does he or she have horses of her own? Do they have first-hand experience with the type of setup you are looking for? What about the geographic area you are interested in? You can also ask inside your equestrian circle for recommendations.

“If you are serious about purchasing a horse property, please find an agent who knows about horses,” Allen says. “You may see realtors, like luxury home realtors, who market horse properties without knowing a thing about horses. This is essential if you are in the market for a commercial facility.”

While you’re at it, also think very clearly about your own lifestyle. Allen encourages shoppers to really consider their needs, separate from any idyllic visions. Are you a competitor that needs an indoor arena? Do you work a nine-to-five job that could make horse care difficult? Does easy access to trails figure into how you like to spend time with your horse?

Specifics of Shopping for Horse Property

Once your search is underway, due diligence is key even before you place an offer. Critical points to consider include:

◆ Covenants and deed restrictions (also known as CC&Rs, or covenants, conditions, and restrictions)
◆ Zoning (think: residential, commercial, industrial, agricultural, etc.)
◆ Number of horses allowed per acre
◆ Water rights for irrigation
◆ Water permits specific to horses
◆ Whether existing permits for the property and buildings are transferable to new owners
◆ Distance buildings must be set back from property lines
◆ Percentage of the property that may be covered (with buildings, asphalt, or cement)
◆ Easements
◆ Critical area buffers that protect ecosystems
◆ Any planned development changes in the area
◆ Specifics relative to your individual needs, from turnaround space for large hay shipments to manure management

Yes, it’s a lot to consider! Your agent should be very familiar with the regulations of your municipality, county, and state that could impact your purchase, including any future renovation or construction.

“A knowledgeable agent doesn’t have to know everything but has to be able to find the resources to refer you to,” Allen says.

Local zoning, planning, and building departments should be on your list to reach out to. Don’t forget to tap your state equine extension, which can often offer a wealth of information regarding horsekeeping in your area.

“Each county has different regulations, such as how many horses are permitted per acre,” Allen explains, noting that, in some areas, horse owners may have many horses on a property, while in other areas that number is quite restricted.

To avoid any miscommunication, Allen takes it a step further, and creates a direct dialogue between relevant agencies and perspective buyers.

“I always encourage my clients to speak directly to county officials, so I’m not interpreting anything,” Allen notes. “While you will find the bulk of information on the county land use website, I recommend making an appointment together with your realtor to meet the land use department. Access zoning, planning, and other relevant documents and make copies.”

Show Me the Money

Most of us don’t have cash on hand to cover the full value of a real estate purchase, so knowing your financing options ahead of time is a must. As with any real estate transaction, getting preapproved is always a good idea.

Buyers that are shopping for a private residence have the traditional lending options—think conventional mortgage loans, and for those that already own a house, a bridge loan or home equity line of credit (HELOC) can help get them into their new place.

Commercial enterprises are another matter, however.

“An agriculture-zoned equestrian center or boarding facility requires a very specific lender,” Allen explains. “A good realtor will have referrals for you.”

Be prepared to present documentation like a business plan that demonstrates your ability to profitably operate.

Final Steps in Shopping for Horse Property

Whether purchasing a move-in ready property, building from scratch on raw land, or getting a fixer-upper, your ideal choice when shopping for horse property depends on factors like the local market and your budget.

“A blank slate sounds exciting, but you’ll need deep pockets and lots of time” she notes. “Building in today’s world is much more expensive and time-consuming than renovating.”

Don’t despair if what you want isn’t within your reach. Allen explains that while there are very few true turnkey facilities that come on the market, with a little work, you can take a property that has the right layout for you and turn it into just what you want.

“I had a hunter/jumper client buy an equestrian center that had all the right bones,” Allen shares. “Did it need work? Yes. She turned it into gorgeous facility within two years. Number one, you probably couldn’t have gotten the permit to build what she was able to purchase, and number two, you couldn’t have done it for what she spent.”

With some research, some legwork, and maybe some elbow grease, you can find just the right place for you. Be realistic about your budget and your needs. And then start searching—we know you are going to check out the barn first!

This article about shopping for horse property appeared as an online exclusive for Horse Illustrated magazine. Click here to subscribe!

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The small town of Weybridge, Vt., is home to a scenic gem for horse lovers and history buffs alike. Known for its picturesque beauty in the Green Mountains, the University of Vermont (UVM) Morgan Horse Farm is a popular stop for leaf-peeping tourists and city dwellers in search of some authentic rural ambience. But the farm is more than a postcard-ready historic landmark.

For the first half of the 20th century, the UVM Morgan Horse Farm was home to a government-run breeding program for U.S. cavalry horses. And while the federal government no longer breeds horses, the farm preserves the bloodlines of those exceptional Morgan horses to this day, producing strong, sound, and versatile Morgan horses that are appreciated by riders and drivers of all disciplines.

The Morgan Horse as a Versatile Companion

“Tractability is really the No. 1 characteristic we’re breeding for in our setting,” says Kim Demars, Farm Manager at the UVM Morgan Horse Farm. “They need that positive attitude. Conformation and athleticism are secondary to that. Whether a horse is going to be a dressage horse or a park harness horse, or whatever it goes on to do in its career, it needs to be conformationally correct and have athletic ability. Those are the three most important traits that we try to produce here at the farm.”

The qualities that make Morgans a great ambassador at a public-facing program like the UVM farm also make them an ideal fit for riders seeking a truly companionable equine partner.
“Morgans are incredibly versatile. They’re truly an all-around family horse,” says Demars. “The slogan for the American Morgan Horse Association is ‘The horse that chooses you,’ and that is so true with our horses here. They really find their person and become part of the family. They’re just a really cool breed.”

Cavalry History

The property that is now the UVM Morgan Horse Farm was commissioned in 1878 by Col. Joseph Battell, who is recognized as having been instrumental in saving the breed from near extinction at that time.

“Col. Battell created the first Morgan breed registry,” says Demars. “He resurrected the Morgan bloodlines and the Morgan breed. From there, the U.S. Government took over the farm as a cavalry remount station.”

At first glance, the connection between a breeding program intended to produce battlefield-ready cavalry horses and a modern program known for its personable pleasure horses and show-ring stunners may seem unlikely. But the Morgan’s war horse traits from that chapter in its history are part of what makes it a sound, reliable, and athletic partner for riders across many disciplines today.

“[The cavalry] horses needed to have copious amounts of stamina. They had to be very sturdy, very thrifty,” says Demars. “They had to have a horse that could carry soldiers for as long as they needed, and the Morgan really fit that bill.”

After the government ended its horse breeding programs, the University of Vermont took over the iconic Weybridge farm in 1951, and the University has maintained ownership ever since.

Apprenticeships & Internships

Education is an important part of the UVM Farm’s programming, and is achieved through its apprenticeship program, internships, and integration with UVM courses at the University’s main campus in Burlington.

“The apprenticeship program is our longest-running educational program with close to 300 graduates,” says Dylan Burguard, Equine and Academic Coordinator. “The goal of this program is to allow any individual interested in the equine industry an opportunity to spend a full year immersed in it.”

Apprentices are often recent high school or college graduates, although the program is open to all applicants age 18 or over, regardless of their educational status. The Morgans’ versatility, along with the expansive nature of the UVM Farm’s programs, offer a truly comprehensive experience for aspiring equine professionals that want to determine what aspect of the horse industry they’d like to specialize in.

“Apprentices live on-site and work full-time at the farm,” says Burguard. “They assist with every part of the operation, from breeding and foaling to training and sales of horses. They assist with events and demonstrations we put on for the public and for UVM students. They have the opportunity to ride, drive, and train horses and assist with veterinary procedures.”

An internship program allows current college students to earn credit while getting hands-on experience at the farm in one of three specialty programs: training and handling; equine sales and marketing; or reproduction and foaling. While these internships are primarily targeted at UVM students, interns are accepted from colleges and universities across the country.

The farm’s collaboration with the University extends to coursework, bringing Vermont’s official state animal into its state university and introducing more students to this wonderful breed.

This article about the Morgan horse appeared in the July 2021 issue of Horse Illustrated magazine. Click here to subscribe

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