Tips for Buying a Horse and Selling a Horse from Horse Illustrated https://www.horseillustrated.com/category/horse-ownership/buying-selling-horse/ Thu, 07 Aug 2025 20:10:32 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.1 Evaluating Horses with the Basic Behaviors Profile https://www.horseillustrated.com/evaluating-horses-with-the-basic-behaviors-profile/ https://www.horseillustrated.com/evaluating-horses-with-the-basic-behaviors-profile/#respond Tue, 19 Aug 2025 11:00:17 +0000 https://www.horseillustrated.com/?p=945052 Learn how a 14-point checklist called the Basic Behaviors Profile (BBP) is helping adoptable horses find homes. Like dating, finding the right horse can be an extensive search to find The One. The quest will most likely involve endless scrolling and comparing online listings to find your potential match. If you’re looking into adopting a […]

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Learn how a 14-point checklist called the Basic Behaviors Profile (BBP) is helping adoptable horses find homes.

Like dating, finding the right horse can be an extensive search to find The One. The quest will most likely involve endless scrolling and comparing online listings to find your potential match. If you’re looking into adopting a horse, you just might find some extra information in that profile to make the hunt a little easier.

For example, your search to adopt a Steady Eddy could lead you to a listing for a horse named ARH Banana for Breakfast. While the palomino pinto gelding may have a silly sounding name for a senior gentleman, according to his online profile, he’s steady as they come, up to date on his vetting, an experienced trail horse, and a been-there, done-that kind of guy.

Checking Off the Boxes

How do you know? Anyone wanting further evidence can see he checks off a lot of boxes in the solid equine citizen department through the Basic Behaviors Profile (BBP) posted with his listing on myrighthorse.org.

Thanks to this handy tool, potential adopters of this seasoned steed know that he has demonstrated that he can be approached in turnout, calmly haltered and led through a gate, allows his feet to be picked up, stands calmly tied and to be brushed, fly sprayed and blanketed, and various other behaviors on the 14-point checklist of common groundwork skills.

Picking out a hoof.
Ground-handling skills are essential for all horses, and the BBP provides a standardized way to assess how a horse responds to these requests. Photo by ccestep8/Adobe Stock

While it’s just one part of the information on a horse’s resume, and there will be more questions, conversations, and hopefully a meet-and-greet to assess a match, the BBP has proven helpful to streamline the evaluation process on both sides.

“The Basic Behaviors Profile has helped create a standardized evaluation process for adopters,” says Cailin Caldwell, ASPCA Right Horse Program Director. “When they visit myrighthorse.org, they can quickly see the skills each horse has and which ones they still need to work on, helping them better find their right horse. Many adopters appreciate the information and transparency the tool lends to the adoption experience.

“On the other side, the Basic Behaviors Profile helps adoption organizations more efficiently identify training opportunities and then leverage that information to make happy, adoptive matches for their horses. Many of our partners now use the tool regularly when bringing a new horse into their facility, which has made the training and evaluation process smoother for both their staff and adopters.”

Origins of the Basic Behaviors Profile

The BBP was created, designed and field-tested by a team of equine experts and behaviorists to help improve the adoption process for the ASPCA Right Horse Program. Since its introduction in 2018, it has been used by ASPCA Right Horse partner organizations and is available free online for anyone to use, including equine adoption organizations, trainers, and individual horse owners.

Knowing what a horse knows is useful information. No matter what type of horse you’re looking for, ground-handling skills are essential for all horses, and the BBP provides a standardized way to assess how a horse responds to these requests.

“The Basic Behaviors profile is a series of 14 tasks that are ideal for any equine to be able to complete throughout their life,” explains Kylie Solís-McGarity, equine behavior and training specialist at the ASPCA Equine Transition and Adoption Center (ETAC) in El Reno, Okla. “They’re things that are going to be able to support [the horse’s] health in the long term and his ability to be seen by a vet and farrier. In an adoption space, it’s a way for us to be able to look at his skillset and assess the training state on all of our equines.”

A horse at the ASPCA Equine Transition and Adoption Center (ETAC), where the Basic Behaviors Profile is used to evaluate a horse's temperament.
The ETAC has found significantly reduced length of stay because trainers prioritize working through the list on the Basic Behaviors Profile. Photo courtesy ASPCA

A Good Starting Point

The BBP isn’t a training method, nor does it promote any specific training technique. Instead, it’s an evaluation tool that helps assess ground manners and handling. For trainers, it serves as a useful starting point to form a training plan.

“A lot of horses come in with what I call ‘swiss cheese’ training,” says Solís-McGarity. “They know some things and they’ve got some holes in other places. This is a really great way to know where they need additional support in their training.”

Loading a reluctant gelding into a trailer.
Learning about any holes in your horse’s training, such as trailer loading, could help in a situation like a vet emergency. Photo by Annabell Gsödl/Adobe Stock

Solís-McGarity holds a bachelor’s degree in equine science as well as a master’s in animal behavior and welfare from Colorado State University. She applies those skills at ETAC, where services reach over 100 horses annually; of those, about half will go through some sort of behavior or training work before rehoming.

By no means do these skills need to be completed before a horse can be adopted. Instead, Solís-McGarity notes that it’s a useful way to communicate clearly with an adopter and pass on information about a horse’s skills and knowledge.

The BBP is one of the first steps for horses coming into ETAC.

“We do this before a medical exam because we’re going to be looking at things like, can they be haltered?” she says. “Can they be led, can they stand tied, can they pick up their feet, are they able to receive oral medications? What are their reactions to these very common and low-type stressors? Once we do the behavioral profile, we can much more easily inform our vet as to expectations with medical handling as well.”

Solís-McGarity is very specific about not doing any training while she is doing the profile.

“It’s not a time to train a horse, but to take in information on whether he knows it or not and what his reactions are,” she says. “And then if he can’t complete a task, we just move on and will focus training efforts during a different time.”

Tracking Basic Behaviors Profile Score During Training

Once a horse starts full-time training, Solís-McGarity likes to complete the profile every two weeks to track his progress, and again when the horse is adopted, right before he leaves.

The BBP offers a numerical score of completed items on the list. It’s not pass/fail; items are simply noted as complete or incomplete. Solís-McGarity explains that a low BBP score isn’t a reflection of a horse’s trainability. Instead, it’s a helpful way to get the conversation started, gather more information, and get to know the horse.

A look at the detailed sheet of the Basic Behaviors Profile.
Each question has a detailed sheet, but the final page of the BBP provides for easy scoring.

“It’s a great way to start getting to know the challenges, good and bad, of each horse, because no horse is going to be perfect,” says Solís-McGarity. “Since it’s a complete/incomplete, the range of reasons why it’s incomplete could be very minimal, or it could be something that’s going to require a lot of work in the future.”

For example, if someone is looking for a great trail horse, the fact that he’s fussy about deworming may not be a big deal, while a skill like tying well is of higher importance.

Useful for Any Horse Owner

The BBP is also useful to try at home with your own horse for a variety of reasons. First and foremost, it creates a safety net.

“More than anything, all of us want our horses to have a secure and safe future,” says Solís-McGarity. “And if there ever comes a point where you have to rehome your horse, if you have gone through some of these skills and given the horse a really good foundation so he knows how to be a good citizen, it really helps him find wonderful, loving homes in the future.”

It’s also good to keep skills current to avoid getting into a tough spot, such as trailer loading for a vet emergency or evacuation during a natural disaster.

Especially with young horses, or if you have a lot of horses and it’s hard to get to them all, Solis-McGarity recommends adding the BBP to expand your tool kit outside of the normal “go out to the barn and ride” routine.

Reducing Time to Adoption

At ETAC, the proof is in the numbers, with a reduced length of stay—the time a horse spends at the facility from intake to adoption.

“It has significantly reduced length of stay for us because we have a goal of getting it completed, and we get tons of information on a horse from doing the profile right off the bat,” says Solís-McGarity. “And the more info we have, the more we can pass to adopters, and the faster we can get them into their right homes.”

It worked for Banana for Breakfast, who was quickly adopted.

The BBP is available at aspcarighthorse.org/basic-behaviors-profile. To browse listings of adoptable horses, including many with the Basic Behaviors Profile, visit myrighthorse.org, the ASPCA’s online adoption platform for equines.

This article about the Basic Behaviors Profile appeared in the September 2024 issue of Horse Illustrated magazine. Click here to subscribe!

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Choosing the Right Horse Using the Equine Challenge Assessment Tool https://www.horseillustrated.com/choosing-the-right-horse-using-the-equine-challenge-assessment-tool/ https://www.horseillustrated.com/choosing-the-right-horse-using-the-equine-challenge-assessment-tool/#respond Thu, 14 Aug 2025 11:00:50 +0000 https://www.horseillustrated.com/?p=945263 Whether adopting a horse from a local rescue or purchasing one from a reputable breeder, we can go beyond simply trying to determine if a particular horse possesses potential in our respective disciplines. With the Equine Challenge Assessment Tool (ECAT), we can endeavor to minimize safety concerns and maximize enjoyment by assessing the horse’s level […]

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Whether adopting a horse from a local rescue or purchasing one from a reputable breeder, we can go beyond simply trying to determine if a particular horse possesses potential in our respective disciplines. With the Equine Challenge Assessment Tool (ECAT), we can endeavor to minimize safety concerns and maximize enjoyment by assessing the horse’s level of challenge to help determine appropriateness for the intended rider.  

This article outlines the six equine characteristic criteria, of varying degrees of importance, that are used in the ECAT and can be considered as part of your decision-making process when assessing a new horse. While each horse is unique, there are common traits that can help in assessing all. 

When considering a horse, in addition to seeking soundness, conformation and paces suitable for the intended purpose, there are characteristics that can be considered when matching mounts with riders. These criteria emphasize the level of challenge a particular equine trait may represent from a rider safety perspective.  

Illustration of an equestrian riding a buck.
Illustration by Jean Abernethy

Level of Sensitivity

Sensitivity is extremely important to consider when selecting a horse. Sensitivity is both genetically inherent and experiential. Experiential sensitivity can be increased or decreased, according to ongoing handling as trainers sensitize and desensitize to specific stimuli. However, a genetically Highly Sensitive Horse (HSH) will always be that. While it is possible to increase tolerances for specific experiences and situations, the HSH will always present a greater challenge.  

High sensitivity is far more than physical in nature, but it does include the physical. HSHs can present with a very low pain tolerance threshold but in fact, they feel pain more intensely.    

In addition to physical sensitivity, the HSH has a heightened mental-emotional sensitivity. These horses are hyper-alert, making them aware of subtleties in their environment that others are not. This can lead to them being overstimulated and overwhelmed.

Beyond the heightened five senses, HSHs are quite intuitive. These horses are acutely aware of what the rider is feeling and are deeply affected by rider fear and stress 

HSHs do not do well with change. Change could be as simple as schooling in a new place or something even more benign. There are many techniques for helping HSHs succeed, but they are not well understood even by the best trainers.

The horse that is merely physically sensitive will prove more challenging for the novice rider, but the Highly Sensitive Horse should be considered significantly more challenging for all.

Temperament 

Temperament is a very important consideration in assessing a horse. Horses are generally categorized as hot, warm or cold. Hotter horses, like Arabians and Thoroughbreds, tend to be more reactive with high energy. Colder horses, like drafts, are more laid-back and slower to react. Warmbloods aim to combine the athleticism and stamina of the hot horse with the more passive disposition of the cold horse. 

Temperament is important, particularly when combined with other character traits. For instance, a hot horse with a strong fear trait will more easily exhibit flight responses and bolt in unfamiliar or stressful situations. If this hot horse is prevented from running off in that instant, explosive bucking or rearing is more likely than with the cold horse. A cold horse may buck or rear, but he is much more likely to give it up quickly as it takes too much energy. A cold horse with the same strong fear trait is more likely to stop and may even freeze, giving the rider an opportunity to dismount. 

A hot horse should be considered more challenging and when combined with other challenging traits, the horse can be unsafe for less experienced riders.

Level of Fear

Fear is another very important consideration. Like sensitivity, fear can be inherent and experiential. For the experiential aspect, a horse may have been traumatized or made more fearful with improper handling.

While thoughtful handling can help even the genetically fearful horse build confidence, each time a new idea or challenge is introduced, the fearful part will likely emerge. For some horses, even moving a familiar fence to a different spot can be considered a new challenge.

The fearful horse should be considered more challenging.

Previous Experience and Training

Previous experience and training is important to consider. A horse that has successful experience in the intended discipline will be less challenging than one trained for a different purpose. For example, transitioning a racehorse or barrel racer, trained with explosive speed, into an easier-going hunter or dressage horse requires skill and time.  

When the previous training and history of the horse is unknown, as often is the case in an auction, assume the horse will be challenging. Some horses have suffered abuse and trauma and will carry those wounds until a skilled and caring human can help them heal.  

Retraining a horse into a different discipline or retraining a horse that suffered abuse and trauma can be considerably more challenging.  

Dominance 

Dominance is another important aspect to consider when selecting a horse. This is not just resource guarding. Horses are wired for a level of dominance. An alpha dominant’s large-and-in-charge way of going is not hard to spot in a herd. 

The alpha dominant horse is more likely to attempt to assertively express his desires over that of the handler/rider. If the alpha dominant horse is also easily overwhelmed, as in the case of the HSH, he will more often offer resistance and try to take charge.

Other horses will have dominant qualities and take advantage of opportunities to move up the pecking order 

The dominant horse will likely be more challenging than the submissive horse.

Gender 

Gender may be an important consideration. A stallion can be more animated and may often have another agenda, primarily the proximity of available mares. At the show or on the trail, it may be more challenging to get his undivided attention.  

Mares go through hormonal cycles that can affect consistency. There are times during her cycle when she may be experiencing discomfort.

A gelding is most likely the best bet for a Steady Eddy.

Stallions and mares should be considered potentially more challenging than geldings.    

Key Takeaway

This information is generalized and only intended to be a guideline when evaluating a horse to determine the probable level of challenge that horse will present to a rider. There are always exceptions. The best course of action, when looking for a horse, is to seek help from an equine professional and your equine veterinarian.    

The Equine Challenge Assessment Tool.

A single criterion may be enough to help you decide against owning a particular horse. However, when deciding in favor of a horse, the best analysis is done when considering the combined criteria.   

Incorporating the identified criteria into your equine assessment and decision-making process could help you choose the right horse. 

Try the online Equine Challenge Assessment Tool (ECAT) here.

This article about using the Equine Challenge Assessment Tool (ECAT) when choosing a horse is a web exclusive Horse Illustrated magazine. Click here to subscribe!

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Selling My Heart Horse https://www.horseillustrated.com/selling-my-heart-horse/ https://www.horseillustrated.com/selling-my-heart-horse/#respond Wed, 09 Jul 2025 11:00:47 +0000 https://www.horseillustrated.com/?p=943567 We’ve all seen—and laughed at—the equestrians memes that poke fun at our lack of money. Our horse goes to the vet while we can’t afford to go to the doctor. Our bodies are broken and yet we still ride. The list goes on. But when those memes are no longer funny, but sad and true, […]

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We’ve all seen—and laughed at—the equestrians memes that poke fun at our lack of money. Our horse goes to the vet while we can’t afford to go to the doctor. Our bodies are broken and yet we still ride. The list goes on. But when those memes are no longer funny, but sad and true, it can make you question the equestrian lifestyle.

A Monumental Decision

For me, it was a phone call with my dentist. I couldn’t afford the yearly X-rays they were requiring before I could have a cleaning (I hadn’t had a proper dental cleaning in longer than I care to admit). I started to cry on the phone because they wouldn’t make an exception for me.

When I hung up the phone, I stared at my budget on my computer and thought, “I am 40 years old, what am I doing?” I had no savings, no retirement plan. Thankfully no kids depend on me and my husband, but I am not super healthy. I was diagnosed with arthritis in my 20s and was told I was already halfway to osteoporosis due to low bone density. I haven’t seen a regular doctor since then.

I spent the last several years showing a Gypsy Vanner mare—my heart horse. I loved her more than anything else, except for my husband. My only friends were those I saw at horse shows and events. But all that money, along with Covid and a series of things breaking, including needing to replace all three of our cars, had led to mountains of debt. Those memes weren’t funny anymore—they were heartbreaking and stress-inducing.

It was that day that I made the decision to get out of horses. The amount of money we had invested in a truck and trailer, tack, and the horses themselves was enough to completely pay off all our debt, except for my student loan. But also because—if I was honest with myself—it was very hard on my body and caused a lot of pain.

Saying Goodbye

I feel like there are two types of riders. The ones that ride occasionally for the fun of it. They can ride or not ride; it’s not a big deal. My husband is that type. Then there are the ones where “equestrian” defines who they are. I am in the latter group. Getting out of horses was like removing my identity.

Selling my heart horse meant saying goodbye to my best friend. I cried as if she had died. Non-horse people offered unhelpful statements like, “You’ll get another one someday when money is better.” Only those who have owned a heart horse understand; they are not replaceable.

Months passed and I wasn’t getting better. Tears flowed whenever anything triggered me: a photo, a memory on Facebook, a song we did a freestyle to, or her namesake Disney character on someone else’s feed. Since all my friends were horse people, I was suddenly alone, which didn’t help the depression that was stifling me.

I hit rock bottom when I sent a text to an old high school friend in another state: “I cried most the day, had a fight with the husband, contemplated why I’m even alive, then cried more. Life sucks right now. Selling the horse was the worst … and I have no friends.”

At this point you may be judging me, thinking my reaction was a bit extreme. But when you don’t have friends, and your horse was your sole means of socialization, losing everything at once can have serious effects on your mental health. That’s the spot I was in.

Mini Steps

When you start to think about not living, something needs to change. We had paid off all our debt and took a good look at the budget, deciding how much we wanted to save to finally have a safety net. We decided we could still meet our goals while owning a couple of Miniature Horses to “mow” the pastures and provide me with a horse fix.

I am not going to lie and say it was an overnight fix. It wasn’t, and still isn’t. I haven’t bonded with Argyll—my 2-year-old Mini—like I did with my heart horse. Will I in the future? I hope so. But he provides me with a reason to get outside.

Kristina and Argyll, her new mini horse after paying for her heart horse.
Kristina and Argyll. Photo by Brent Lotz

I am taking driving lessons with a lesson Mini to see if my body can handle it. If not, we can do in-hand things like tricks and trail. Showing is still not in the budget, but there are many free things like parades, walks on trails, and even the International Horse Agility Club offers reasonably priced online competition.

As for my heart horse? We still don’t say her name in the house. She has become a proper noun, “Her,” that is implicitly understood.

I still cry sometimes, and I think I always will, but my heart is not heavy as it was. I can walk into the barn and hear whinnies again. I can smell a horse and feel his sweet nose on my face—Argyll loves to give kisses.

Kristina in a lesson learning to drive Minis.
Kristina in a lesson learning to drive Minis.

I hope those of you in my position take heart. How you interact with horses may change due to finances or getting older, but there is always a way to have them in your life, even if it means volunteering at a riding center or downsizing.

If you need horses in your life, find a way, because they are truly irreplaceable and the world’s best therapy.

This article appeared in the July 2024 issue of Horse Illustrated magazine. Click here to subscribe!

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Your Horse Insurance FAQs https://www.horseillustrated.com/your-horse-insurance-faqs/ https://www.horseillustrated.com/your-horse-insurance-faqs/#respond Wed, 08 Jan 2025 09:00:58 +0000 https://www.horseillustrated.com/?p=937436 Since 1992, Laura Connaway of Connaway and Associates Equine Insurance Services, Inc. has been working with her team to bring a personalized touch to the horse insurance market, offering competitive coverage for horses, horse farms, and equine liability. As an insurance agent, the most important part of the role is to inform and educate clients […]

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Horses in a barn. Check out these FAQs about horse insurance.
Photo by stokkete/Adobe Stock

Since 1992, Laura Connaway of Connaway and Associates Equine Insurance Services, Inc. has been working with her team to bring a personalized touch to the horse insurance market, offering competitive coverage for horses, horse farms, and equine liability. As an insurance agent, the most important part of the role is to inform and educate clients so they understand the coverages that are available to suit their individual needs. Laura addresses several of the most commonly asked questions below.

When do I need to notify my insurance company of changes in my horse’s condition?

Your insurance carrier requires notification of any changes in the condition of your horse. It is a part of your insurance contract to notify the insurance carrier of any accidents, illnesses, injuries, diseases, lameness, or any time your horse receives non-routine care. Late reporting may impact your coverage under the policy and may affect your ability to make a successful claim. If you do not plan to file a claim, an incident-only report can be provided to fulfill your requirement to notify the insurance company of the change in condition.

Should I call my vet or my insurer first in case of a medical emergency?

In the event of a medical emergency, contact your veterinarian immediately and proceed with life-saving care. Next, contact your insurance carrier using the emergency phone number in your policy or listed on the ID cards provided by your agency. The carriers we work with all have 24/7 emergency numbers. Our agency also monitors the phone for emergencies and will assist our clients in the event of an after-hours emergency. It is important to provide insurance emergency contact information to your horse’s caregivers so they know who to contact in the event of an emergency.

I would like to change my horse’s insured value. How would I go about it?

In a horse mortality policy, Full Mortality is the base coverage; it reimburses you up to the insured value of the horse for death, theft, and authorized humane destruction. If you think the Full Mortality Value/Insured Value of your horse has changed during your policy period, contact your agent. If you would like to request an increase in the insured value due to show results or professional training, your agent will provide this information to the insurance underwriter for a value review. If the insurance underwriter agrees with your requested value, a policy endorsement will be issued to increase the Full Mortality limit in your policy. If you would like to request a decreased value, this can be done at any time. Value changes can be requested at any time during the policy period; contact your agent to discuss the process. The available medical options may change if the full mortality value is changed.

My horse has changed careers. Do I need to let my insurer know?

The “use” of your horse refers to the job or jobs your horse performs, such as show hunter, show jumper, dressage, eventing, barrel racing, trail riding, roping, driving, or breeding, to name a few. If you decide to switch disciplines or add additional disciplines to your horse’s résumé, then that means the “use” of your horse has changed. For example, if you start jumping your dressage horse, start eventing your show jumper, move your event horse up a level, or decide to breed your horse, the “use” of your horse has changed. The insurance carrier requires notification of a change or addition to your horse’s use. The available coverages and insurance carrier ratings vary by use. If a change in use is not reported to the insurance company, your coverage may be impacted in the event of a claim.

I’m buying a new horse — how does that affect its insurance coverage?

In order to insure a horse, you must have an insurable interest. If you purchase a new horse in full and you are the only owner, you are the only party with a financial interest/insurable interest in the horse, and you need to take out an insurance policy in your name (or the name of the entity that owns the horse). The seller (if paid in full) no longer has an insurable interest in the horse, and any insurance on the horse carried by the seller ceases when the horse is sold. All parties with a financial interest in the horse must be disclosed in the insurance application (for example, owner, co-owner, lessee, loss payee, etc.). If the ownership interest in a horse changes at any time during the policy period, you need to notify your agent.

A few examples of changes in ownership include adding a co-owner, changing the ownership from an individual’s name to an LLC, or leasing your horse. The insurance carrier requires notification of any ownership changes at the time of the change or lease.

What happens if my horse is stolen or needs to be put down?

In the event of your horse’s theft or death, report the loss immediately to your insurance carrier. In cases of theft or vehicular involvement, such as a car accident, contact the police. Do not have your horse euthanized without authorization from your insurance carrier. If your horse is found deceased, report the death immediately. A necropsy will likely be required if the horse is euthanized or is found deceased. It is important to advise your horse’s caretaker of these loss notification procedures.

This article about horse insurance is a web exclusive for Horse Illustrated magazine. Click here to subscribe!

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A Horse Owner’s Most Difficult Decisions https://www.horseillustrated.com/a-horse-owners-most-difficult-decisions/ https://www.horseillustrated.com/a-horse-owners-most-difficult-decisions/#respond Fri, 01 Nov 2024 11:00:07 +0000 https://www.horseillustrated.com/?p=935178 Making difficult care decisions for a horse that has been closer to us than many family members can be traumatizing for a horse owner. Even when we put aside our feelings long enough to do what we believe is right, we are often miserable. Most of us have had an endless dialogue running through our […]

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Making difficult care decisions for a horse that has been closer to us than many family members can be traumatizing for a horse owner. Even when we put aside our feelings long enough to do what we believe is right, we are often miserable.

Most of us have had an endless dialogue running through our minds about what that “right thing” is, and finally decided upon a course of action. Seems like that should alleviate any lingering doubts and put our minds at ease, right? Not always.

The bottom line for most horse owners is the welfare of the horse, yet some of us have a difficult time seeing past our own emotions enough to define what constitutes a good life for a horse.

Costly Vet Bills

All horse owners cross their fingers and hope they will never face a vet bill deeper than their pockets. We know the high probability of our horse getting a costly injury, colic scare, or disease, yet we rarely set aside money to cover a medical worst-case scenario. Then when disaster strikes or an injury requires long-term veterinary care, we find ourselves between the proverbial rock and a hard place.

A horse’s age, health history, prognosis for the current problem, and treatment expense become key determining factors when deciding on the next step. Sometimes the cost of treatment far exceeds an owner’s ability to pay.

An equine veterinarian examines a horse. These costly vet bills can lead horse owners to some of their most difficult decisions.
There’s no doubt about it: horses can rack up some sky-high health costs. Age and future usability may factor into difficult decisions for horse owners ranging from rehoming to euthanasia. Photo by Monkey Business/Adobe Stock

Well-intentioned owners may extend the life of an old horse long past the time it should be humanely euthanized, or delay veterinary treatment because of their own inability to face facts. For them, anticipating grief takes precedence over the animal they can’t bear to part with.

Veterinarians are often on the front lines of this type of indecision, and usually help owners by recommending what would be in the best interest of the horse. This can be the clarifying information horse owners need to get past their emotional hesitations. Far too many distraught owners throw caution to the wind and take on substantial debt with no guarantee of a positive outcome.

If the horse is young with a survivable injury, someone may be willing to take on the cost of treatment in exchange for transfer of ownership. Many horses with a career-ending injury for one activity are often suitable for another less physically demanding one, or can live out their lives as companion animals.

If not already overcrowded, many horse rescue organizations are willing to go the extra mile for a horse with a good chance of survival and utility. They may have enough staff and volunteers to support longer recoveries.

If efforts to re-home your horse fail, humane euthanasia is always an option, yet it’s no simple solution, even when fully justified. Owners may find themselves on the defensive with family and friends who don’t understand why such a drastic measure is necessary.

Acceptance comes from knowing all other options have been considered. Animals don’t ponder the future the way we do, thus a life filled with pain is never preferable to a peaceful passing.

Firing Professional Help

Some of us see our horse trainer, riding instructor, and farrier more often than many relatives, and form long-term relationships that seem more like friendships than business acquaintances.

A riding lesson
It can be awkward to part ways with professional help, but keep in mind you are doing what you feel is best for your horse. Photo by Annabell Gsödl/Adobe Stock

Occasionally, problems arise and you may need to terminate their services. You can take action and feel comfortable with your decision; explain your reasons for the change and keep the conversation from becoming personal.

Dismissing someone is much easier if you feel certain you are doing the right thing for your horse and word it that way.

Selling Your Horse to Save Money

Money is at the root of most horse/owner splits. A family that suddenly loses half of their income due to loss of a job or divorce must make financial sacrifices that cut straight to the heart.

Because horse ownership makes a big dent in everyone’s budget, it is often the most obvious expense to eliminate. Owners who board their horses can sometimes bargain for reduced fees by working as stable help, but boarding stable owners may already have the hired help they need.

A horse owner wrestles with the difficult decision of selling her horse for financial reasons
A sudden or unexpected change in finances might make selling your horse the only option. Photo by Daniel/Adobe Stock

Sadly, selling your horse may be the best resolution even though it’s the most emotionally painful. If you’re lucky, you may find a new owner who is amenable to your continuing involvement with your horse by share boarding, where you pay an agreed-upon amount to allow you several days per week of access to your horse. This can be a win-win arrangement with two riders keeping the horse fit and reducing expenses for the new owner.

Most sales, however, require you to cut ties with your horse when the buyer’s trailer heads down the driveway. A goodbye pet on the nose for a horse you’d prefer to keep is crushing.

If you do plan to share-board, always create a written agreement signed by both participants to avoid misunderstandings. Also, make sure boarding stable managers approve of this type of arrangement at their barn. Rules, regulations, and insurance coverage are all factors to understand and agree to before day one of a new share-board arrangement.

Editor’s Note: New grants and programs are helping horse owners faced with sudden financial difficulties so they can safely relinquish or even keep their horse. Learn more about equine safety net programs.

When Health Intervenes

Consider yourself lucky if you’ve never had to alter your riding activities due to your horse’s health or your own. Many competitors have had their dreams crushed the moment their horse took one bad step.

Disappointment is an understatement when you must withdraw from a competition that required years of training. Clearly, the welfare of the horse is paramount and the correct course of action usually obvious, yet emotional fallout is unavoidable.

Your own health may fail due to an accident, illness, surgery, pregnancy, or age-related issue that causes a diminished ability to ride or work safely with horses. Your body dictates what it can and cannot do, and riding may become beyond your physical capabilities.

A pregnant woman petting a bay gelding in a barn
Health issues with long or unknown timelines that keep you out of the saddle and away from horses may necessitate rehoming your horse. Photo by Daniel/Adobe Stock

This is a bitter pill to swallow for most of us, especially if we must rehome a beloved horse. The best way to soften the pain is to find a new owner who will care for your horse as lovingly as you do.

Filling the Horse Void

Owning a horse is not the only way to enjoy a life with them. Leasing or share-boarding provides a great opportunity for you to stay in the game. You’ll still incur costs, but far fewer than being responsible for all of them.

If riding is out of the question, volunteering at local rescue operations or teaching the basics to those new to horses are options. Sharing your experience and skills with others is often the healing salve for those who would feel lost without a connection to horses.

This article about a horse owner’s most difficult decisions appeared in the September 2023 issue of Horse Illustrated magazine. Click here to subscribe!

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400+of The Best Horse Names https://www.horseillustrated.com/horse-resources-best-horse-names/ https://www.horseillustrated.com/horse-resources-best-horse-names/#comments Thu, 24 Oct 2024 07:00:00 +0000 /horse-resources/best-horse-names.aspx There’s something magical about naming a horse. We start off as children with little plastic equines that we stable on our bookcases. We give those horses names like Star or Jet. Then we move up to digital models that we pilot through the pixelated worlds of our computer games. We give those horses names like […]

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There’s something magical about naming a horse. We start off as children with little plastic equines that we stable on our bookcases. We give those horses names like Star or Jet. Then we move up to digital models that we pilot through the pixelated worlds of our computer games. We give those horses names like Bramble or Lucky. But when it actually comes down to naming a real live horse, you’ll have to give it a little more thought.

A chestnut horse with a halter in need of a name plate
Photo by Terri Cage/Adobe Stock

While there may be 101 things that are far more important to consider when bringing home a new horse, somehow choosing the perfect name skyrockets to the top of the priority list. What’s more fun that carefully pondering all of the choices and ultimately selecting the best and most wonderful name? But with limitless possibilities, how do you narrow down the options and make your choice? You know only one name is going to be the right one. So how do you decide?

When naming a horse, you want to choose a name that will be the perfect fit. Maybe the name will reference the horse’s color in some way, or its personality, or its breed or bloodlines. Below, we’ve compiled several different lists, each distinctly suited to different types of horses (and ponies!). We’ve tried not to be too obvious, but if you truly feel that “The Black” is the best name for your ebony-coated equine, you can certainly feel free to go ahead and use it. But for the purposes of these lists, we have tried to move further away from clichés and find creative names that will capture your horse’s qualities and make you smile.

Coat Color Names

Horses are often given names that refer in some way to their coat color or pattern. For example, chestnuts get “red” names like Garnet, Ginger, or Flame. A horse’s coat color is a distinctive part of who he is, so it’s natural to want to incorporate that characteristic into a name. Here are lists of color names that are a bit off the beaten path.

A herd of horses of various colors, each with their own name
Photo by Terri Cage/Adobe Stock

Black Horse Names

  • Enigma
  • Midnight
  • Storm
  • Dahlia
  • Raven
  • Cherry
  • Velvet
  • Domino (for a black horse with white markings)
  • Jaguar
  • Ebony
  • Onyx
  • Noir
  • Belle
  • Flicka
  • Jet
  • Echo
  • Angus
  • Shadow
  • Pirate
  • Blackjack
  • Harley
  • Phantom
  • Bandit

Bay and Brown Horse Names

  • Clay
  • Cleveland
  • Adobe
  • Mocha
  • Teddy
  • Chewbacca
  • Bear
  • Rusty
  • Kit Kat
  • Brandy
  • Briar
  • Dusty
  • Snickers

Chestnut Horse Names

  • Toffee
  • Cappuccino
  • Brownie
  • Copper
  • Swiss
  • Nutmeg
  • Penny
  • Ginger
  • Brick
  • Fawn
  • Cinnamon
  • Autumn
  • Sable
  • Sandy
  • Sienna
  • Maple
  • Hazel
  • Nutella
  • Cocoa
  • Opie
  • Whiskey
  • Amber
  • Red
  • Marigold
  • Tawny
  • Hazelnut
  • Russell
  • Grizzly
  • Rose

Palomino and Buckskin Horse Names

  • Eclipse
  • Platinum
  • Bambi
  • Glimmer
  • Sundrop
  • Aurora
  • Aurelia
  • Biscotti
  • Nugget
  • Sunburst
  • Clementine
  • Paloma
  • Zelda
  • Epona
  • Lux
  • Blondie
  • Rapunzel
  • Spirit
  • Trapper
  • Ed
  • Barbie
  • Sunny
  • Daisy

Gray Horse Names

  • Snowball
  • Napoleon
  • Pepper
  • Lacey
  • Traveller
  • Greg
  • Coal
  • Hugo
  • Picasso
  • Crystal
  • Moonlight
  • Frosty
  • Alaska
  • Jasper
  • Snowden
  • Silver
  • Sterling
  • Pegasus
  • Blizzard
  • Pearl
  • Cloud
  • Casper
  • Diamond
  • Starlight

Pinto Horse Names

  • Scout
  • Little Joe
  • Jigsaw
  • Rain
  • Hidalgo
  • Patch
  • Pirate
  • Marble
  • Sparkle
  • Bean
  • Paint
  • Picasso
  • Splash
  • Flash
  • Fancy

Type-of-Horse Names

Many horsey people like to name their horses something that relates to their breed. Most breeds have a specific ‘style’ of name; for example, Arabians are often given Egyptian-inspired names, while Welsh Ponies often sport Welsh-inspired names and spellings. Here, however, we’re going to take a look at wider categories of horse types instead of individual breeds.

An Andalusian and a pony
Photo by Rita Kochmarjova/Adobe Stock

Draft Horse Names

  • Monte
  • Baymax
  • Goliath
  • Giant
  • Thor
  • Banner
  • Hercules
  • Maximus
  • Denali
  • Tank
  • Bruno
  • Jupiter

Sport Horse Names

  • Challenger
  • Jet
  • Power
  • Victory
  • Fargo
  • Bolt
  • Billie Jean
  • Brady
  • Jordan
  • Simone
  • Phelps
  • Serena
  • Messi
  • LeBron
  • Kobe
  • Montana
  • Gretzky
  • Bo
  • Pharaoh (or use the infamous misspelling “Pharoah” if you’re a racing fan!)

Western Horse Names

  • Bonney
  • Trigger
  • Champ
  • Oakley
  • Billy
  • Cisco
  • Rio
  • Dale
  • Gene
  • Cash
  • Chisholm
  • Augustus
  • Cochise
  • Hank
  • Ranger
  • Whiskey
  • Gunner
  • Maverick
  • Bronco
  • Chico
  • Champion
  • Bonanza
  • Calamity Jane
  • Reeves
  • Sundance
  • Davy
  • Cassidy
  • Sheriff
  • Oakley
  • Jesse
  • Stetson

Pony Names

  • Buttons
  • Misty
  • Dolly
  • Cookie
  • Charlie Brown
  • Olaf
  • Sebastian
  • Jake
  • Leo
  • Lotto
  • Polo
  • Tinkerbell
  • Marshmallow
  • Pixie

Personality Names

You can go a few different routes with this kind of name. You can go by what your horse is—a bit of an alpha mare, a rather quiet gelding—and choose a name that reflects that, or you can give your horse a name that denotes a quality you would like him to have. These lists are just the beginning—use them as inspiration!

A horse making a silly face, making it deserving of a silly name
Photo by Windhound Photo/Adobe Stock

Elegant Horse Names

  • Isabelle
  • Debutante (Choose this for her registered name, and “Debbie” can be her barn name)
  • Marquis
  • Juliet
  • Henrietta
  • Vanderbilt
  • Versailles

Bossy Horse Names

  • El Jefe (You can’t get much more literal than this; it means “The Boss” in Spanish, and is pronounced El HEH-fay. Use LA JEFA for a mare. )
  • Queen
  • Boots
  • Major
  • Barkley
  • King
  • Chief
  • Captain

Silly Horse Names

  • Barnaby
  • Whiskers
  • Tigger
  • Buster
  • Goofy
  • Scooby
  • Bugs
  • Daffy
  • Mickey
  • Mopsy
  • Flopsy

Names Tied to Inspiration

Perhaps you want to take inspiration from some of your other favorite things in life, like places you’ve been or dreamed of, or maybe art and music that makes you feel inspired. Naming a horse is a great opportunity to combine these passions with your greatest passion: your horse.

A chestnut pinto in front of a mountain
Photo by Frank/Adobe Stock

Names Inspired by Places

  • Paris
  • Sicily
  • Vancouver
  • Utah
  • Sydney
  • Berlin
  • Carolina
  • London
  • Georgia
  • Odessa
  • Athens
  • Vienna
  • Adelaide
  • Florence
  • Austin
  • Savannah
  • Phoenix
  • Cheyenne
  • Havana
  • Vegas
  • Geneva
  • Boston
  • Laredo
  • Venice
  • Cairo

Names Inspired by History and Culture

  • Mozart
  • Jackson
  • Beethoven
  • Mona
  • Dickinson
  • Bard
  • Da Vinci
  • Sullivan
  • Chopin
  • Michelangelo
  • Banksy
  • Monet
  • Frida

Names Inspired by Pop Culture

  • Taylor
  • Beyoncé
  • Ringo
  • Harry
  • Clooney
  • Jackson
  • Shakira
  • Marilyn
  • Cruise
  • Miley
  • Elvis
  • Sinatra
  • Oprah
  • Madonna
  • Marvel
  • Ariana
  • Stevie
  • Adele
  • Elton
  • Whitney
  • Prince
  • Mariah
  • Bowie
  • Axl
  • Freddie

Names for Horse Pairs

In the special case in which you have not one, but two equines to name (you lucky duck!), the process becomes even more complex because it’s multiplied. Double the trouble, if you will. And if you want to choose names that go well together . . . that’s enough to make even the most expert “namer” throw up their hands in defeat.

So if you’re trying to select two perfect names that sound like they belong in adjacent stalls, what better way than to pick a duo that is already famous? Check out this list for ideas!

Two horses snuggling. What would you name them?
Photo by byrdyak/Adobe Stock
  • Bonnie and Clyde
  • Fortune and Cookie
  • Romeo and Juliet
  • Venus and Serena
  • Yin and Yang
  • Jack and Diane
  • Garfield and Odie
  • Sonny and Cher
  • Fred and Barney
  • Rhett and Scarlett
  • Laverne and Shirley
  • Tom and Jerry
  • Buzz and Woody
  • Rick and Morty
  • Bert and Ernie
  • Batman and Robin
  • Mac and Cheese
  • Mario and Luigi
  • Jim and Pam
  • Kirk and Spock
  • Timon and Pumbaa

Best Horse Names by Gender

If you’re looking for a name as unique as your horse, consider one of these remarkable choices for male or female horses.

Unique Male Horse Names

Do you need help naming a colt or gelding? Check out these male horse names ideas.

  • Ace
  • Milo
  • Cody
  • Atlas
  • Enzo
  • Percy
  • Hudson
  • Beau
  • Benjamin
  • Brooks
  • Wyatt
  • Charlie
  • Albert
  • Diego
  • Eli
  • Bentley
  • Finn
  • Henry
  • Bart
  • Timmy
  • Luca
  • Max
  • Apollo
  • Ollie
  • Linus
  • Blaze
  • Sheldon
  • Theo
  • Levi
  • Buddy
  • Wes
  • Koda
  • Oscar
  • Jax
  • Huey

Female Horse Names

If you’re looking for the perfect name for your mare, here are some good female horse names ideas to consider.

  • Cadence
  • Bella
  • Annie
  • Betsy
  • Carly
  • Caroline
  • Ladybird
  • Luna
  • Martha
  • Sassy
  • Shania
  • Wanda
  • Willow
  • Dottie
  • Queenie
  • Dove
  • Athena
  • Sadie
  • Molly
  • Rosie
  • Ava
  • Charlotte
  • Emma
  • Mia
  • Harper
  • Chloe
  • Ella
  • Lucy
  • Delilah
  • Amelia
  • Zoe
  • Elsie
  • Phoebe
  • Aspen
  • Haven

Tips for Naming Your Horse

When naming your horse, it can be helpful to take inspiration from traits of your horse or other meaningful aspects of your life. Some names are inspired by coat color or personality, while others can reflect pop culture or history. You can always try on a name to see if it fits before determining which moniker best represents your horse, but eventually, the right one will make itself known.

How about you? What are some of your favorite horse names? Leave a comment below and share your favorites!

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What is the Cost of Horse Ownership? https://www.horseillustrated.com/cost-of-horse-ownership/ https://www.horseillustrated.com/cost-of-horse-ownership/#respond Tue, 04 Jun 2024 12:00:21 +0000 https://www.horseillustrated.com/?p=834159 How much does horse ownership cost? That depends on several factors, from where you live to how you plan to keep your horse. Calculating costs can be complicated. Here’s how to budget and learn about the cost of owning a horse. Horse board or housing costs are typically the biggest expense associated with horse ownership. […]

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How much does horse ownership cost? That depends on several factors, from where you live to how you plan to keep your horse. Calculating costs can be complicated. Here’s how to budget and learn about the cost of owning a horse. Horse board or housing costs are typically the biggest expense associated with horse ownership. Hay and feed bills are also among the highest costs and can fluctuate based on weather and other factors.

Shortly after bringing her horse home to her Florida farm from a nearby boarding barn, Helen Yakin-Palmer looked up from her desk to find her mare, Cera, peering at her through the office window.

“It was a wonderful surprise,” Yakin-Palmer recalls. “It’s the upside of keeping a horse at home.”

Black horse looking out of stall. Where you keep a horse is a horse ownership cost factor.

In fact, it’s what some horse owners—especially prospective ones—dream about. But keeping a horse at home is not as simple as it seems. And keeping one anywhere—whether a farm or a boarding barn—is not an inexpensive proposition. Either way, providing for its needs makes all the difference between a horse that is thriving and one in danger of becoming a welfare statistic, whether he is a performance horse, a trail horse or a companion equine.

Your Costs May Vary

Annual horsekeeping expenses vary widely. Here’s a rough look at the major expenses and what they’ll cost per year on the low end and high end for the cost of owning a horse.

Expense

Low

High

Basic full-care board (includes feed & hay) $4,800 $9,600
Keeping a horse at home You’ll need to factor in the cost of property, fencing and shelter. Recurring annual expenses include electricity, repairs, insurance, pasture maintenance, hay and grain.
Farrier $600-$1,200 (barefoot trims) $1,200-$3,600 (four regular steel shoes; more for specialty shoes)
Routine Vet Care $350 Veterinary emergencies are unpredictable and can escalate into the thousands.
Tack, Gear, and Riding Clothes Turnout blankets, fly spray and other items need regular replacement. Some things, such as a saddle, may last a lifetime with good care.
Equine Insurance Although optional, some owners purchase equine medical and mortality insurance for at least $600 annually.
Lessons, Clinics & Shows The sky is the limit, but outside assistance can be vital to keep riding safe and enjoyable.
Transportation If you own a truck and trailer, annual maintenance, fuel and payments (if financing) will cost thousands per year.

Overall Horse Ownership Cost

“The No. 1 reason why horses go into rescue or are sold is because people realize that they can’t afford them,” says Nicole Maubert-Walukewicz, founder of the Palmetto Equine Awareness and Rescue League (PEARL) in Anderson, S.C.

As most horse owners know, the cost of keeping the horse is usually greater than the cost of purchasing it.

“The cost of the horse is going to be the least expenditure an owner is going to make,” says Amy McLean, Ph.D., equine lecturer (PSOE) in the Department of Animal Sciences at the University of California. “You are going to spend more taking care of it.”

So how much can owners expect to spend on horsekeeping? Calculating costs can be complicated. While some expenses, such as basic veterinary and farrier fees, are relatively consistent over time, others vary from state to state, region to region and year to year, such as feed and hay.

Hay stored in a hay loft
Farms that can buy hay by the ton will often save on feed bills.

Horse Ownership Cost: Horse Feed

According to the Unwanted Horse Coalition, (UHC) a horse’s dietary requirements depend on its breed, activity level and age. For example, horses with extensive training and show schedules generally require more feed and forage than horses that are only occasionally under saddle or are not ridden at all. Likewise, older horses may need to eat more just to maintain good body condition.

Generally, a healthy horse should consume at least 1.5 percent of his body weight in forage daily. For some owners, that means making sure the horse has lots of grazing time on pasture, supplemented by high-quality hay. But hay costs vary depending on your location, the volume of the local hay crop, and how far the hay must be transported. As a result, the cost of hay is higher in California than it is in the Midwest, for example.

“Hay is a large and regionally-produced crop that is shipped long distances, so problems in some areas won’t necessarily impact price,” says Daniel H. Putnam, Ph.D., extension agronomist and forage specialist in the Department of Plant Sciences at UC Davis.

In Florida, Yakin-Palmer pays $13.50 to $15.50 per bale for hay. Meanwhile, trainer Clarissa Cupolo recalls buying hay annually by the ton.

“In New Jersey, we had to buy hay by the ton,” says Cupolo. “We would pay $2,000 for hay to feed six horses for a whole year.”

Horses’ diets can also include feed, either commercially manufactured or locally milled. Those costs can vary too, depending on where the feed is milled and where ingredients are grown.

A 50-pound bag of commercially formulated equine feed runs anywhere from $15 to $35; the average stabled horse eats 5 to 15 pounds per day. Don’t forget to add onto this the cost of any supplements you feed, which can vary widely.

Horse and vet. Vet bills are a cost of horse ownership.
Unexpected medical catastrophes, such as colic surgery, can cost up to $15,000. Some owners choose to insure their horse against such possibilities.

Horse Ownership Cost: Hoof Care and Veterinary Expenses

Aside from meeting their horses’ dietary needs, owners must also provide routine veterinary and other professional care to keep their animals healthy. In general, those costs do not fluctuate much from month to month or year to year. Nevertheless, having a plan to finance these costs is critical.

For example, veterinarians generally charge $25 to $75 for a basic farm call, which covers the cost of the veterinarian traveling to the horse’s location. Frequently the owners of horses kept at boarding barns split farm call costs when all the horses residing at the barn receive vaccinations at the same time.

Once the veterinarian has arrived, routine vaccinations, including rabies, tetanus, West Nile, EEE and WEE, range from $75 to $150, according to Jennifer Williams, Ph.D., executive director and founder of the Bluebonnet Equine Humane Society and author of How To Start and Run A Rescue. While some vaccinations are administered annually, booster inoculations represent an additional cost, and an additional farm visit.

General health care costs should also include $50 to $150 for annual teeth floating. Additional dental work generally adds a cost of $100 or more depending upon what the horse needs.

Farrier working on a horse's hoof. Farriers are a cost of horse ownership.
Budget for regular hoof care every four to eight weeks.

But veterinarians are not the only professionals that help keep a horse healthy. All horses require routine farrier care every four to eight weeks, whether they are shod or not. Cost for trimming a barefoot horse may range between $25 and $40 ($150 to $240 annually), Williams says. Routine farrier care for shod horses ranges between $50 and $150 per visit, or $300 to $1,200 annually, she says.

“If your horse is lame or develops problems with his feet, he may need more frequent farrier work or the assistance of a specialist, which will cost much more,” she points out.

Horse Ownership Cost: Unexpected Vet Emergencies

But even if owners budget for the best routine care, all horses are at risk for injury or illness. When that happens, an emergency farm visit can cost as much as $100 before the veterinarian even begins to treat the animal’s condition. More serious treatment can require transporting the horse to an equine clinic, or even surgery.

That’s something Yakin-Palmer learned when Cera required surgery after a severe colic episode.

“The bill was $15,000 in veterinary, hospital and aftercare costs,” she says. “That’s why people should have an emergency fund for their horses if they can.”

Insurance policies are also available. One type is directly through veterinary equine practices, where owners pay an annual fee that covers routine services, such as vaccinations and farm calls, as well as for reduced “deductibles” for surgeries and other major services.

Other policies are available through equine health and liability insurance. Some supplement companies, such as SmartPak and Platinum Performance, offer a program to cover the costs of colic surgery with a qualifying order and routine wellness care from your vet.

Horse in a pasture. A cost of horse ownership is boarding or keeping a horse at home.
Horses at home may seem like a dream, but there are fences and pastures to maintain.

Costs of Boarding vs. Home Horsekeeping

Some novice owners believe that horsekeeping costs will be lower if the animal is kept at home as opposed to being boarded at a local barn. But that’s not always the case, says McLean. Owners who intend to keep their horses at home must factor real estate costs into the horsekeeping equation and balance it against that of boarding.

“For example, real estate costs can be $700,000 to $1 million for 2 acres if you want your own horse facility,” California-based McLean points out. “But boarding costs can run between $400 to $700 for full board, depending on the facility. Barns where Olympic-level horses are boarded can run between $1,200 and $1,500 a month.”

The cost of basic services, such as stall cleaning, turnout, hay and feeding are typically included with full-care board.

At some facilities, blanketing and holding a horse for a farrier or veterinarian is also included, says Clarissa Cupolo, owner of Gemini Performance Horses in Florida. Owners must still pay their own bills for these services, however. Elsewhere, horse handling is passed on to owners at an hourly or per-service rate.

Still, boarding a horse may be most cost-effective for some owners.

“For example, if you have to travel for work, you may want to board your horses,” says McLean. “Also, you have to factor in the cost of your hours feeding your horses, cleaning their stalls, turning them out, et cetera.”

Interior of a horse barn
Basic full-care board can run from $400 to $700 per month.

These facts are not lost on Yakin- Palmer, who boarded both her horses before she brought them home.

“Keeping your horses at home is certainly limiting,” she says. “You have to have a flexible schedule, and you have to be there. I work at home so my schedule is flexible, but I can’t just take a vacation; my vacation is being with my horses.”

Ultimately, each owner must decide how to calculate—and afford—the cost of horse ownership. To do that, Maubert-Walukewicz advises prospective owners to gather opinions from local horse owners before they purchase a horse.

“Find out what the costs are [in your area], what kind of work is involved, and what they think of keeping a horse at home versus boarding it,” she says.

For her, the choice was simple.

“I spend about $4,800 a year on keeping my horses at home,” she says. “I’m the one feeding them, taking care of them, and interacting with them every day, so I know them much better than I would if they were boarded. But even if the cost is equal, that choice is not for everybody. Whatever you choose, you have to do what’s best for the horse.”

This article about the cost of horse ownership originally appeared in Horse Illustrated magazine. Click here to subscribe!

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Ultimate Guide to Buying Your Dream Horse: Questions to Ask, Red Flags, and Pro Tips https://www.horseillustrated.com/ultimate-guide-to-buying-horse-with-questions/ https://www.horseillustrated.com/ultimate-guide-to-buying-horse-with-questions/#respond Mon, 18 Mar 2024 12:00:41 +0000 https://www.horseillustrated.com/?p=927835 If you’re planning on buying a new horse, check out which questions to ask and which red flags to look for with the pro tips in this ultimate guide to purchasing your dream horse. If you’ve never been a part of purchasing a horse before, be warned, it can be a little stressful. Horses are […]

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If you’re planning on buying a new horse, check out which questions to ask and which red flags to look for with the pro tips in this ultimate guide to purchasing your dream horse.

A woman watches a sorrel gelding jogging
Buying a dream horse is the ultimate goal for many horse lovers, but there are many questions to be answered before making the final decision. Photo by Adobe Stock/Terri Cage

If you’ve never been a part of purchasing a horse before, be warned, it can be a little stressful. Horses are a big investment, and even if you aren’t the one paying for it, you’ll be investing your time and talents into it. It’s important to do your homework beforehand so that not only will your horse-buying experience be a positive one, but you’ll also make the best choices to purchase the right horse. This guide will be your best friend as you prepare for buying a horse.

Hold Your Horses

First off, it’s important to remember that unless you know the horse already, there’s a lot to consider. Many times you have to look at and try out several horses before you find the perfect match. It’s an exciting experience, but letting your “excited” emotions take over can mean that you don’t get exactly what you want. Let’s take a look at some questions you need to ask and things you need to look for before buying a horse.

Things to Ask Before You Go Look at the Horse

◆ Ask the horse’s age and if it’s been verified by a vet or equine dentist.

◆ Ask about the horse’s history and if there are health concerns.

◆ Ask if the horse has any vices and why they are selling the horse.

◆ Ask how the horse behaves with other horses.

◆ Ask if the horse is suitable for a beginner, advanced beginner, or advanced rider.

◆ Ask if the horse ever leaves the farm and what he’s primarily used for. If you plan on showing, a trail horse that is only used for trail riding might not be a great fit unless you can devote time to lots of arena training.

◆ Ask if the horse is barn or buddy sour.

◆ Ask if the horse loads and trailers well.

◆ Ask if you can have access to the vet records and if the owner welcomes a pre-purchase exam.

◆ If the owner asks for a deposit to come look at the horse, dig deeper. Oftentimes, these are scams.

Things to Look For on the Ground

Is the Horse Hard to Catch?

When you pull up to the barn, the first thing you need to see is if the horse is already stabled or tied up for you. This can be a warning sign that the horse is hard to catch. You can always ask the owner if he’s easy to catch or not, but remember that not everyone is honest.

Is the Horse Sweaty?

The second thing you need to look for is if the horse has been worked before you arrived. Unless you are looking for a “project” horse, you want one that you can ride straight from the field without having a trainer run off his energy to make him rideable for you.

How Does the Horse Respond to Being Groomed?

While the horse is tied up, brush the horse down. Is he antsy while being tied? Can you spray him with fly spray? If you plan on blanketing, how does he respond to having a blanket put on his back? Can the owner easily pick up and hold all four feet?

What is the Horse’s Standing Posture Like?

Ask the owner to walk the horse in a circle and stop. Take a look at his responsiveness to his handler. Evaluate his gait. And pay special attention to his standing posture. The way the horse stands can tell you a lot about his soundness. If he’s parked out (standing with legs far apart) or has his legs parked in (standing with legs close together), this can be a sign of hoof or back pain unless the horse is a breed that naturally parks out. If the horse frequently shifts his weight on his front feet, that could be a sign of navicular disease. If you see any of these behaviors, it’s not necessarily a deal-breaker but it’s a good idea to take note of them and talk to your veterinarian about them during your pre-purchase exam.

How Does the Horse Respond to Being Saddled?

Pay attention to the horse’s attitude about being saddled. Many horses can be a little grouchy when you tighten the girth, but if a horse turns into a fire-breathing dragon with a mane, it might mean that he has back or ulcer issues. Also, check to see if the horse easily takes the bridle or if he holds his head up when you try to put the bridle on or freaks out when you take it off.

Things to Look For In the Saddle

Always ask the owner to ride first. Not only can you see if the horse is safe before you get on, but you can also see how the horse moves from the ground. Ask the owner to walk, trot and canter.

Can the Rider Easily Get on the Horse?

Does the horse stand still for the rider to get on from the ground? Will he stand quietly next to a mounting block or is he moving away and walking off?

Is the Horse Sound?

Pay attention to the legs. Is the horse short-striding on one leg? Is it “bunny hopping” in a canter? Again, a limp could be the result of something like a small field injury but it could also mean big trouble for the long-term soundness of the horse. If you see any soundness issues, consult with your vet.

How is the Horse Holding His Head?

A horse’s head position can tell you about his soundness. If a horse is bobbing his head excessively in a trot, this can be a sign of front-end lameness, another sign of navicular. A horse that holds his head extremely high during the trot or canter can either need more training, have mouth or teeth issues, or could be indicating pain either from saddle fit or lameness.

Does the Horse Know His Leads?

When the horse is cantering, pay attention to the leads. Although a good trainer can teach you and the horse how to get the correct lead, it’s still something to look for if you plan on showing the horse.

Can You Ride the Horse Off by Himself?

One of the most frustrating bad habits a horse can develop is barn and buddy sourness. This means a horse gets anxiety when he leaves behind his home and friends. Even if you plan on using the horse for trail riding with others, it’s important that he has the confidence to leave them without a fight.

How Do You Feel About the Horse?

If this horse is checking all your boxes, the next thing to ask yourself is how you feel. It’s important to be honest with yourself here. Sometimes we get caught up in a horse’s color or the excitement of the day but we need to stop and take time to really feel the horse’s energy. Does he have a comfortable gait? Do you feel safe? Is he friendly on the ground? Can you see yourself connecting with this horse?

I’ve Asked All the Questions — Now What?

Just remember, if you really like the horse but there’s an issue with something mentioned above, talk to the owner—and, if applicable, your trainer—about your concerns. If it’s not the right fit, it’s okay to walk away. It’s also okay to take a moment to think about your decision and discuss your feelings with trusted individuals like a trainer. And the importance of a pre-purchase exam by a licensed veterinarian is paramount. They can be a bit pricey but are worth it if it keeps you from purchasing a horse that you can’t ride or isn’t exactly what you want.

And the most important thing—have fun with it. Buying a horse is a huge decision but an exciting one. Enjoy the experience of riding other horses and searching for your new best friend!

A cheat sheet for your ultimate guide to buying a horse, complete with all the questions, red flags, and pro tips to keep in mind.
Print out this cheat sheet for your ultimate guide to buying a horse, complete with all the questions, red flags, and pro tips to keep in mind.

This ultimate guide of questions to ask when buying a horse is a web exclusive for Young Rider and Horse Illustrated magazines. Click here to subscribe!

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10 Common Horse Care Mistakes https://www.horseillustrated.com/10-common-horse-care-mistakes/ https://www.horseillustrated.com/10-common-horse-care-mistakes/#respond Tue, 02 Jan 2024 13:00:17 +0000 https://www.horseillustrated.com/?p=925697 No one goes through life without making mistakes, and luckily for us, most errors have minor consequences. Even so, life with horses raises the bar because they are large, heavy, quick, easy to scare, and require a high level of care — in which case, mistakes can have more severe consequences. We worry about our […]

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No one goes through life without making mistakes, and luckily for us, most errors have minor consequences. Even so, life with horses raises the bar because they are large, heavy, quick, easy to scare, and require a high level of care — in which case, mistakes can have more severe consequences.

A light gray gelding in a turnout blanket in the snow
Read on to find out about 10 common horse care mistakes. Photo by Ainslie/Adobe Stock

We worry about our horses being too hot or too cold or exposed to sudden weather fluctuations. We stand in stores reading fly spray labels to determine which might work best and fret about whether a rain sheet, mid-weight, or heavy turnout rug is necessary, only to then worry about our horse sweating or shivering under it if we pick the wrong one.

Therefore, it’s not surprising that our overworked minds might miss something. Problems pop up like pasture weeds. Here are 10 potentially problematic horse care mistakes to keep on your radar.

1. Over-Blanketing

Opinions about blanketing horses are as fraught with emotion as those about keeping newborn babies warm. Is the baby cold? Too warm? Is the blanket too tight, too loose? When should it be removed? The decision to blanket depends primarily upon weather conditions, temperature, available shelter, and your horse’s hair coat.

If your horse lives outdoors and wears a turnout rug, it should be removed daily for grooming while his skin is checked for rubs and his overall body condition is noted. Clipped horses have their natural protection removed, and need heavier blankets than horses with natural coats. Rain sheets and mid-weights are often enough for unclipped horses, while heavy rugs and neck covers are usually needed if the horse is clipped, thin, or used to a warmer climate.

Many healthy animals with a natural coat don’t need blanketing in winter as long as they have access to shelter from wind and precipitation. Blankets should always be removed if your horse is sweating underneath. It’s easier and far worse for a horse to overheat than be uncomfortable from cold or breezy weather, so err on the side of under-blanketing instead of over-blanketing.

2. Moldy Hay

Buying hay is always a challenge and has become more so in the last decade. Small square bales have given way to large ones, and round bales are practically impossible to assess for quality.

Drought conditions have made the supply smaller, with farmers baling fewer cuttings every year. Prices are high, requiring long searches for good hay in a tough market. Too often, when hay prices get high, horse owners are tempted to lower their standards and feed bales they would typically reject. This is risky, since bad hay causes respiratory problems and can be fatal if it is contaminated with blister beetles or toxic plants.

Never mistake tight, heavy bales or a green tint for quality, as weight can indicate that the hay was baled damp and the green color can be sprayed on like a faux lawn. There’s no substitute for your eyes and nose.

Learn what good hay looks and smells like and always inspect a few bales before you purchase. Even if you board your horse, always keep a close eye on what he is eating and insist on quality hay.

3. Dusty Bedding

Dusty bedding, hay, and arena footing can trigger equine asthma, a respiratory disease that is much harder to treat than to prevent. When buying pine shavings, check the wrapper to make sure you are buying the dust-free option. The cheaper products can become very expensive if your horse ends up with a persistent cough.

A gray mare laying down in its stall
Dusty bedding can trigger equine asthma, so look for dust-free shavings. Photo by Deb_NSWP/Adobe Stock

Shredded newspaper is the lowest-dust bedding available, although it may not be feasible to find in all areas. Straw bedding is the highest in dust.

4. Cluttered Barn Aisles

Your barn aisle is ground zero for your horse activities. It should be de-cluttered periodically and assessed for safety.

A horse may have gone in and out of his stall without incident for years, but it only takes one mistake for a door handle to slice his flank enough to require stitches. Protruding tack hooks and slippery footing are other avoidable accidents waiting to happen.

A clean barn aisle. Cluttering a barn aisle is a common horse care mistake.
Keep feed containers and protruding hooks out of your barn aisle, and make sure any cross-ties have breakaway attachments. Photo by Annabell Gsödl/Adobe Stock

Cross-ties should always have breakaway hardware fastened closest to the wall so if you need to unfasten it in an emergency, you aren’t as close to a panicking horse. A loop of baling twine between the hardware and the wall hook is another breakaway point that will hold everyday forces but gives in case of a panicked pull-back.

Another potential hazard is the placement of feed containers in the aisle in front of stalls. Many horses are escape artists, and nothing tempts them like available food they know is just inches away.

5. No Pre-Purchase Vet Check

Both experienced and novice horse buyers often skip a pre-purchase exam for a variety of reasons: cost, inconvenience of scheduling, not knowing a local veterinarian where the horse is located, and believing they have the skills to detect conformation flaws or signs of looming disease.

A pre-purchase exam is not a health guarantee because the vet is only examining what exists the day of the exam, but any major issues will be a red flag to a professional who treats horses on a regular basis.

Laminitis has a lingering imprint in the ridges on a horse’s hooves; a heart murmur declares its presence through a stethoscope; and lameness is often subtle and difficult to detect—all are best assessed by a veterinarian. The fee for this service is tiny compared to owning a horse that you can’t sell in good fait.

6. Contracts for Horse Sales or Lease Agreements

The era of closing a horse sale with a handshake is long gone, yet many purchase agreements today have an abysmal paper trail. We live in a world that requires documentation as protection against lawsuits and disputes between parties who can’t remember the details of the original transaction.

7. Failing to Pre-Check Your Trailer

You’ve probably been there before: You’re in such a hurry to get on the road to the horse show or late for that trail ride that you skip the checklist of pre-departure truck, hitch and trailer inspections before starting the engine.

Owning a new trailer does not preclude a safety check on door and window latches, air vents, butt bars (if you have them), tire inflation, trailer lights, hitch connections, and electric wiring. Trailer windows should be open (with grills closed) based on weather and predicted inside temperature once underway. Most of the time, the temperature inside the trailer is much hotter than outside.

8. Buying and Keeping an Unsuitable Horse

A rider falling off a horse. Buying a horse unseen is a common mistake, as you can't predict what the horse will actually be like.
Never buy a horse sight unseen or due to a pretty color. The most important thing is that his temperament matches your ambitions and skill level. Photo by Acceptfoto/Adobe Stock

Far too many people fall in love with a horse at first sight (or photo), throw caution to the wind and buy it, only to soon discover he’s not suited to their skills or needs. Disappointed new owners may resist selling because they are already emotionally committed. This situation typically ends with the horse as a pasture pet or the owner hiring a costly trainer to fix what usually can’t be fixed—an unhappy owner paired with an unsuitable horse.

Buy a horse for what you want to do with him, not because he’s a fashionable breed or has a flashy coat. Buyers should remember the adage, “A good horse is never a bad color.”

9. Trying New Things While Your Horse is Distracted

Don’t set yourself up for failure by ignoring obvious warning signs when teaching your horse something new. Cold, windy weather is not the best time to introduce sidepassing or trail riding. Impending storms often usher in erratic behavior in horses and cause problems under saddle.

Avoid trying to train when the arena is filled with distractions like jumping ponies and galloping reiners. Your horse learns better when he can focus. Likewise, don’t expect concentration when it’s feeding time and all of the other horses are happily digging into their meal.

10. Spoiling Your Horse

Horses are like children in that they will take advantage of weak leadership, and they occasionally need correction. Failing to assert yourself as the leader of your “herd of two” usually ends in disappointment, if not injury.

If you can’t assert yourself enough to do this, your horse will step right into the role. Watch two horses turned out together and you’ll see they settle who is in charge within minutes, and every breach of that agreement will be challenged. Horse owners should never fall for the myth that horses love those who placate and spoil them. Horses respect clear leadership, not pushover love.

Every horse owner has made one of these mistakes in horse care and horsemanship, and probably asked themselves later why they didn’t listen to their inner voice telling them another day would be better to try something new. There is no need to learn a lesson the hard way!

This article about common horse care mistakes appeared in the November/December 2022 issue of Horse Illustrated magazine. Click here to subscribe!

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Buying a Horse: The Pre-Purchase Exam https://www.horseillustrated.com/buying-horse-pre-purchase-exam/ https://www.horseillustrated.com/buying-horse-pre-purchase-exam/#respond Tue, 24 Oct 2023 12:00:14 +0000 https://www.horseillustrated.com/?p=922340 Vetting a horse in a pre-purchase exam (PPE) isn’t like looking into a crystal ball. A PPE can’t predict a life-threatening or career-ending injury or a catastrophic diagnosis. Nor is the exam meant to foretell a horse’s future health or anticipate maladies that he may incur, but like a house inspection, the purpose is to […]

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A pre-purchase exam being performed before buying a horse
Photo by Don Preisler/UC Davis School of Veterinary Medicine

Vetting a horse in a pre-purchase exam (PPE) isn’t like looking into a crystal ball. A PPE can’t predict a life-threatening or career-ending injury or a catastrophic diagnosis. Nor is the exam meant to foretell a horse’s future health or anticipate maladies that he may incur, but like a house inspection, the purpose is to provide some reassurance for you as the potential buyer.

Questions to Ask When Buying a Horse

Before scheduling a PPE to cement your commitment to buying your dream horse once you’ve finally found him, you have some homework to do.

Begin with the following questions: What’s your skill level as a rider? What is the horse’s potential job­—reiner, jumper, trail horse? Does your trainer have a role in whether or not you purchase the horse? What is your financial situation? Can you afford long-term maintenance costs for a pre-existing condition?

According to Luke Bass, DVM, faculty member in the Equine Field Services Department of Colorado State University, the PPE reviews a horse’s medical history and an evaluates his current physical condition.

“We want to know the entire history of the horse, but it’s important to get your hands on the horse with a physical examination,” says Bass. “We’re not there to persuade the buyer one way or the other. We’re presenting facts. Some facts scare people, but it depends on what they’re willing to manage. For example, if a buyer is only going to ride a horse a couple of times a month, that’s different from showing a horse once a week on a national circuit. The pre-purchase exam isn’t an insurance policy, either. The exam is more like a house or vehicle inspection, allowing the buyer to have some confidence that they’re making the right decision when buying a horse.”

You’ll benefit from evaluating a horse for your current needs and future goals as your skills and goals advance and the partnership develops. You’ll want to assess the level of risk you’re willing to take and factor in potential health expenses and management requirements in your decision to buy or pass on a horse.

“Many people don’t exactly know what to look for when they’re buying a horse,” says Bass. “For example, parents will bring their 12-year-old daughter to ride the horse. They get along, but maybe the parents aren’t so savvy on medical conditions that may impact that relationship in the future. We want to ensure that we’re helping them make the right decision for their kid or themselves.”

The Changing of Pre-Purchase Exams

Older horse owners remember the simpler days of a PPE. The results were equally fundamental: Is the horse sound? Does he need his teeth floated? Is he generally healthy?

The content, complexity, and cost of a PPE has ballooned over the past 10 years, according to Diana DeBlanc, DVM, owner of Performance Equine Veterinary Services in Albuquerque, N.M.

“When I started practicing 25 years ago, a pre-purchase exam was pass/fail,” she says.

“I think the mindset has changed. If you’re a practitioner in the performance world, you have to be realistic and realize that you can find something wrong with every horse. Having ridden performance horses myself, I’ve always done my pre-purchases knowing that we may find an issue, but is this an issue that the owner wants to take on if it’s manageable? For example, a horse may exhibit [arthritic] changes in his hocks, but we may expect it with his job, and we can maintain it.”

The ballooning complexity and cost of a PPE over the past 10 years can influence the exam’s content, according to DeBlanc. For you as a buyer, determining whether a horse is healthy and sound may differ from someone who wants to dig deeper with advanced imaging.

A pre-purchase physical examination being performed on a horse before buying
A basic PPE starts with listening to the heart and lungs and reviewing the horse’s medical history. Photo by Don Preisler/UC Davis School of Veterinary Medicine

As potential buyers become more educated and aware, PPEs evolve.

“Some people want me to listen to a horse’s heart and lungs, flex the legs, and make sure the animal is healthy,” says DeBlanc. “Other buyers want every bit of data and diagnostics available, including a menu of joint X-rays, an endoscope, and more.”

The ladder of a PPE’s content swells with each component, as does the cost. A PPE for the average horse owner ranges from $250 to $500. Four radiographs add around $200. A drug screen will set a buyer back $300 to $500.

Establishing a budget and understanding how costs can climb provide a guideline for your pocketbook prior to an exam.

Hoof testers being applied to a hoof
Decide on a budget before the PPE and share this with your vet. They can help advise you on which options you may want to include. Photo by Gina Cioli

A Menu of Options

Possible neurologic disorders, a higher risk of breed-specific genetic problems that have yet to surface, dental imperfections that affect a horse’s ability to perform, or conditions only confirmed by a blood test have changed how a PPE is executed.

The menu of options available could include such diagnostics as digital radiographs to detect bone splints or damage to the navicular bone, or ultrasounds to highlight soft tissue injuries in tendons and ligaments. An endoscopy examines the upper breathing airway, while a gastroscopy may be recommended for a horse with a history of gastric ulcers.

Flexion of a bay's leg during a physical examination
Joint flexions and jogging are a traditional cornerstone of the PPE, but buyers with increasingly high expectations may request X-rays and ultrasounds of joints and tendons. Photo by Gina Cioli

Drug screens are standard with PPEs for upper-level and financially valuable horses. These detect the presence of sedatives, steroids, anti-inflammatories, or pain killers used to mask pain or unsoundness, or to unnaturally enhance a horse’s speed or power.

However, customizing a PPE with advanced diagnostic tests can send the budget spiraling and may not be necessary. For example, an upper-airway endoscopy may be warranted if a horse exhibits coughing or stress during exercise, but it may not be needed if his breathing is normal.

Bass stresses three key areas where PPEs have changed the most: imaging techniques, communication skills, and buyer education.

“You probably still have to X-ray the legs, and maybe even ultrasound soft tissues, but the things that have changed the most are probably the evaluation of the axial skeleton and the impact that can have on the performance of the horse,” says Bass.

Open and honest communication channels between the buyer, seller and veterinarian pave the way for a thorough and accurate PPE. Communication skills for vets have evolved, too, according to Bass.

“I’m asking questions that allow me to learn more about the horse efficiently,” he says. “Veterinarians should ask a lot of open-ended questions and gather perspective from all parties. That’s our job.”

The Weight of Buying a Horse

The decision to buy a horse or pass on it is yours alone. Unsolicited but well-intended advice should never replace a thorough presentation of facts, scientific opinion, and approaches for maintenance and care required in light of an exam’s findings.

Every horse purchase is weighty and requires fairness, according to Bass.

“I try to treat every horse the same, whether it’s a backyard horse selling for $2,000 or a $1.5 million racing stallion. I want the buyer to have confidence that we are doing the pre-purchase exam the same way for every horse.”

This article about pre-purchase exams when buying a horse appeared in the September 2022 issue of Horse Illustrated magazine. Click here to subscribe!

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